Udyogini Scheme Tamilnadu (For Women’s Entrepreneurs) Details Tamil, Official Website

Udyogini Scheme Tamilnadu (For Women’s Entrepreneurs) Details Tamil, Official Website 2024 link : udyogini.org

Udyogini Scheme Tamilnadu (For Women’s Entrepreneurs) details tamil, Official Website

The Udyogini Scheme is a government initiative in Tamil Nadu that empowers women entrepreneurs by providing financial assistance, training, and support for starting or expanding their businesses. Any woman who wishes to start a company in one of 88 small-scale sectors can acquire a loan of up to ₹3 lakhs under this plan. This scheme covers the fishing industry, grocery, trailering, livestock, cattle, confectionery and other businesses. Aside from that, anyone starting a firm in the agriculture industry will be given a zero-interest loan.

For women belonging to the Scheduled caste and Scheduled tribe, the unit cost is a minimum ₹ 1,00,000 to a maximum of ₹ 3,00,000.  The subsidy is 50% of the loan amount, income limit of the family should be below ₹ 2,00,000 per year. For women belonging to the special category and general category maximum unit cost is ₹ 3,00,000.  Subsidy for special category women and for general category women is 30%  or a maximum of ₹ 90,000.  With EDP training for selected beneficiaries.

Highlights on Udyogini Scheme 2024

Name	Udyogini Scheme
Body	Women and Government entrepreneurs in India
Implementation By	Government of India’s Women Development
Interest Rate in Udyogini Scheme 2024	Subsidized, Competitive, or free for special cases
Yearly Family Income in Udyogini	Rs. 1.5 lakh or less
Loan Amount available under Udyogini scheme 2024	Max. up to Rs 3 lakhs
Income limit for women under Udyogini	No income limit for disabled women or widowed
Collateral to apply for Udyogini loan	Not required
Processing Fee	Nil
Contact	9319620533 Email: [email protected]
Official Website	udyogini.org

 

About Udyogini Scheme

One of the essential worries of the public authority is to enable the women of India and make them independent. Remembering the government assistance of women, the Government of India has sent off different drives and aided their advancement in all circles of life. One of the plans is Udyogini, which implies women entrepreneurs, and the government has started this plan for the government assistance and improvement of Indian women entrepreneurs.

Women Development Corporation handles Udyogini Yojana under the Government of India. This plan advances and persuades women’s business venture among the poor by offering monetary help to people for carrying on with work. Udyogini Scheme helps in the upgrade of pay of an individual and families and adds to the country’s general development.

Objectives of Udyogini Scheme

The objectives of the Udyogini Scheme are:

1. To promote and encourage the business-women of our country.
2. To make women self-dependent by helping them by setting up their businesses.
3. EDP training will provide to upskill their skills.

Features of the Udyogini Scheme

Udyogini Scheme is especially applicable to women in lower classes of society. Following is some of features which make this Udyogini Scheme unique:

1. Under this Scheme, eligible women entrepreneurs can avail of high-value, interest-free loan amounts of up to Rs. 3 lakhs.
2. This Scheme also extends a 30% subsidy on loans availed by women entrepreneurs.
3. Women also participate in essential skill development programs for planning, pricing, costing, vitality, and financial knowledge.
4. The evaluation and application process for Scheme is transparent and simple, ensuring that beneficiaries easily understand it.
5. Under Udyogini Scheme, there are 88 small-scale industries which further broaden the scope for women entrepreneurs.

Udyogini Scheme Benefits

The biggest benefit of this Udyogini Scheme is it allows women empowerment. Applicant can become an owner of their own business.

1. Till now, this Scheme supported 7047 women entrepreneurs.
2. Under this Scheme, 5432 children get support.
3. More than 1698 villages had covered under his Scheme till now.
4. Till today more than 53762 producers are engaged under the Udyogini scheme.
5. It motivates and assists women from backward areas to become entrepreneurs.
6. Women from poor and illiterate backgrounds get support from this Scheme.
7. This Scheme makes women financially independent.
8. This Scheme also provides skill training that helps women with their businesses.
9. This Scheme helps in women’s development and increases women’s empowerment.

 Eligibility Criteria of Udyogini Scheme

1. Citizenship/ Nativity: Only citizen of India are eligible to apply for Udyogini Scheme.  Applicants who are moreover a permanent resident of Kerala can apply for loans through Udyogin scheme.
2. Age: The acceptable age of applicant is between 18 to 55 years for all categories.
3. Income: The family income of the applicant cannot exceed ₹ 1,50,000 for women belonging to general and special categories. No limit on family income for widowed or disabled women. The applicant should not have defaulted on any past loan with any financial institution.

Udyogini Scheme Documents Required

1. Complete Application Form
2. Birth Certificate
3. Caste Certificate
4. Income Certificate
5. Aadhaar Card
6. Ration Card
7. Below Poverty Line (BPL) card
8. Copy of Bank passbook (bank name, branch name, holder name, account, MICR and IFSC code).

How to apply for loan through Udyogini Scheme Online?

This Udyogini Scheme provides interest-free loans to women without any discrimination. You can receive application for a loan from Corporation branch of any district. The steps that need to follow to apply for a Udyogini Scheme loan had given below:

1. The applicants can apply for loans online by visiting official website of banks offering loans under Udyogini Scheme.
2. CDPO examines applications and forwards them to Selection Committee after spot verification.
3. The selection committee examines and forwards to Banks to release loan.
4. The bank / KSFC officials will verify the documents and project proposal and then process loan application.
5. Banks send a request letter to Corporation for the release of subsidy, and bank then releases loan amount.
6. Once loan application is approved, loan amount is disbursed to applicant’s bank account or directly to supplier’s account for machinery, equipment, or any other capital expenditure.

Udyogini Scheme Offline loan process?

1. To apply for a business loan, applicant can visit nearest bank with all required documents and fill out an application form to proceed with bank formalities.
2. The application forms are available in offices of Deputy Director/CDPO, and also on official website of banks offering loans.
3. The completed application form along with required documents has to be submitted to the nearest bank / KSFC branch.
4. The bank / KSFC officials will verify documents and project proposal and then process the loan application.
5. Banks send a request letter to Corporation for release of subsidy, and bank then releases loan amount.
6. Once loan application is approved, loan amount is disbursed to applicant’s bank account or directly to the supplier’s account for the machinery, equipment, or any other capital expenditure.

click this to go to official website of Udyogini Scheme 2024.